Personal Home Budget
Calculator and Interactive Analysis
Examples – Tutorial
Page 4(of 8)
| He now goes through his statements and the expenses
list. He sees his rent check of $1100, gas for heat $125 (this
would be listed as natural gas even though it is his heat, you
could do it the other way if you like but do not list it twice),
electricity, $40, automobile payment $729, auto insurance, $119,
cable $70 (that includes high speed internet, you may break it
up if you like, but make sure not to list twice), $200 as a payment on his
credit card. |
Now
he looks at his credit card statement, he has cut back because
he does not like the fact that he feels he has budget trouble.
He only charged one item to the credit card that month, a $100
deposit on a ring for his girlfriend (she doesn’t know
about it yet). He puts 100 under other expenses and puts the
$100 in the middle column under “Charged to credit card”.
Now he thinks about that final column.
In January there was a phone bill he put off until February;
it was $119. On the telephone line he puts $119 in the third
column under “Due but not paid this month”. |
Now he must think about other money
he spent, mostly with cash. He thinks hard, maybe $80 in gasoline
for the car, $100 in groceries, $75 on dates. He ads entries
as $80 gas, $100 for main groceries, $25 for movies and $50
restaurants. He thinks a bit and feels he has the big stuff.
Tom now scrolls down and hits the “Calculate and Analyze”
button, you may enter all of these numbers and follow along
by doing exactly what is described:
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